India's Education Funding Marketplace

Your dream shouldn't stop
at the 
fee counter.

One profile reaches 50+ banks, NBFCs, scholarships, government schemes and CSR sponsors. EduEzy applies grants and schemes first — you borrow only what remains.

  • No cost to apply
  • No credit check to start
  • PM Vidyalaxmi aligned
  • PSL-eligible loans
FUNDERSSTUDENTSEduEzyHUB
50+ funding partnersB.TechMBBSMBAB.ComDiplomaNursing/BScBDSStudy AbroadPM Vidyalaxmi aligned75% NCGTC government-backedPSL-eligible loansRepay after graduationDirect-to-college disbursementDPDP-compliant data handling50+ funding partnersB.TechMBBSMBAB.ComDiplomaNursing/BScBDSStudy AbroadPM Vidyalaxmi aligned75% NCGTC government-backedPSL-eligible loansRepay after graduationDirect-to-college disbursementDPDP-compliant data handling
The whole idea, in one picture

Five kinds of funders. One profile.

Scholarships
Government schemes
CSR sponsors
Banks & NBFCs
State funds
EduEzy
ONE VERIFIED PROFILE
STEP 1
Grants applied FIRST
Scholarships, sponsors and schemes reduce your fee before any loan.
STEP 2
Smallest possible loan
Lenders compete to fund only the remaining gap.
Where do you stand?

Two doors. One platform.

I need to fund my education.

Build one profile. Get a plan that stacks scholarships, sponsors, schemes and a small loan — in that order.

Grants firstEMI estimateDirect-to-college
Check my eligibility

I want to fund or partner.

Banks, NBFCs, colleges and sponsors plug into a pre-verified, government-aligned, regulator-grade pipeline.

PSL eligibleNCGTC backedDirect disbursal
Partner with EduEzy
60-second qualifier

See your funding plan before you apply.

Step 1/3

Pick your course

Your funding plan — B.Tech
Scholarship ₹1.5 LSponsor ₹1 LGovt scheme ₹2 LGap loan ₹13.5 L
Total fee
₹18,00,000
Grants total
₹4,50,000
You borrow only
₹13,50,000
Est. EMI / month
₹18,216
PSL-eligibleGovt-backed 75% (NCGTC)Full interest subsidy (CSIS) — income ≤ ₹4.5LCollateral above ₹7.5L

Illustrative only — not a loan offer. Actual terms are set by lenders at sanction.

The Amazon of education funding

List once. Let every funder compete for you.

Lenders bid

5 partners competing

  • Apex Bank10.15%
  • Lumen Fin10.45%
  • Veda NBFC10.6%
  • Indus Bank10.75%
  • Setu Bank10.95%
Your result

B.Tech · Engineering

Total fee₹18,00,000
Grants applied first₹4,50,000
You borrow only₹13,50,000
Cheapest rate10.15% — Apex Bank
Est. EMI (10 yr)₹17,953

Illustrative only — not a loan offer.

Applied first

Grants & schemes

  • Scholarship₹1,50,000
  • CSR sponsor₹1,00,000
  • Govt scheme₹2,00,000
  • Total grants₹4,50,000
Radical transparency

Will this course repay its loan?

B.Tech — at a glance

EMI / month₹18,216
Starting salary / month₹37,500
Gap loan
₹13,50,000
EMI % of salary
49%
Total interest (10 yr)
₹8,35,947
Interest rate
10.5%
Borrow with care. EMI works out to 49% of an average starting monthly salary in this field.

Illustrative only — not a loan offer.

Eligibility matrix

Know the rules before you apply.

Engineering

B.Tech

  • Academic record + admission letter
  • Government scheme available
  • Collateral-free up to ₹7.5L
  • Repayment after graduation
PSL eligibleGovt-backedCollateral above ₹7.5L
Funded up to ₹20 L · 10.5% · 4 yrs
Medicine

MBBS

  • Academic record + admission letter
  • Government scheme available
  • Collateral-free up to ₹7.5L
  • Repayment after graduation
PSL eligibleCollateral required
Funded up to ₹60 L · 10% · 5.5 yrs
Management

MBA

  • Academic record + admission letter
  • Government scheme available
  • Collateral-free up to ₹7.5L
  • Repayment after graduation
PSL eligibleGovt-backedCollateral above ₹7.5L
Funded up to ₹25 L · 10.75% · 2 yrs
Commerce

B.Com

  • Academic record + admission letter
  • Government scheme available
  • Collateral-free up to ₹7.5L
  • Repayment after graduation
PSL eligibleGovt-backedCollateral-free
Funded up to ₹5 L · 11% · 3 yrs
Skilling

Diploma

  • Academic record + admission letter
  • Government scheme available
  • Collateral-free up to ₹7.5L
  • Repayment after graduation
PSL eligibleCollateral-free
Funded up to ₹3 L · 11.5% · 2 yrs
Healthcare

Nursing/BSc

  • Academic record + admission letter
  • Government scheme available
  • Collateral-free up to ₹7.5L
  • Repayment after graduation
PSL eligibleGovt-backedCollateral-free
Funded up to ₹8 L · 10.8% · 3-4 yrs
Dental

BDS

  • Academic record + admission letter
  • Government scheme available
  • Collateral-free up to ₹7.5L
  • Repayment after graduation
PSL eligibleCollateral required
Funded up to ₹30 L · 10.5% · 5 yrs
International

Study Abroad

  • Academic record + admission letter
  • Government scheme available
  • Collateral-free up to ₹7.5L
  • Repayment after graduation
PSL eligibleCollateral required
Funded up to ₹50 L · 11.5% · 1-2 yrs
Education loan & EMI calculator

Plan every rupee — before you sign.

Built for Indian students. Every field is editable — override defaults to model your real numbers.

Defaults from EduEzy market data.
Edit any field to override.
1. Cost of Education
Total fees₹25,20,000
2. Funding Plan
Funding needed₹24,20,000
Grants total₹3,50,000
You borrow only₹20,70,000
3. Loan Terms
%
%
%
Monthly EMI
₹41,409
for 10 years after a 4.5y moratorium
EMI vs starting salary
110% — Stretched
Total repaid
₹49,69,022
Total interest
₹19,00,247
Cost of loan
₹28,99,022
Total investment
₹50,69,022
Actual payoff
10.0 yrs
Break-even
Moratorium interest
₹9,78,075
Processing fee
₹20,700
Take-home after EMI
₹0
In plain English: You need ₹25,20,000 in total. Your family covers ₹1,00,000, grants cover ₹3,50,000, and you borrow ₹20,70,000. After a 4.5-year moratorium, you pay ₹41,409/month for 10 years — ₹49,69,022 total. That's 110% of a ₹4.5 L/yr starting salary.
How we calculated this
EMI formula: P × r × (1+r)ⁿ ÷ ((1+r)ⁿ − 1), monthly rate r = APR/12.
Moratorium interest = borrow × rate × moratorium years (simple interest).
If capitalised, moratorium interest + processing fee is added to principal before EMI is calculated.
Prepayment reduces balance at each year-end, shortening tenor while EMI stays constant.
CSIS approximation: effective rate reduced by ~3% during repayment for eligible students (income ≤ ₹4.5L, technical/professional at NAAC-approved HEIs).

Illustrative only — not a loan offer. Actual rates, moratorium and fees are set by the lender at sanction. Interest subsidy eligibility depends on scheme rules in force.

The journey

From "I might drop out" to the graduation stage.

  1. 1

    Tell us about you, once

    One profile reaches 50+ funders, soft check only.

  2. 2

    We build your cheapest funding blend

    Grants & schemes first, smallest loan.

  3. 3

    KYC & verification, guided

    One digital session — done with you, not at you.

  4. 4

    Funds go directly to your college

    Semester by semester, no diversion.

  5. 5

    You study. Repayment waits.

    Moratorium covers the course — ₹0 EMI while studying.

  6. 6

    Graduate, get placed and rise.

    Repay after you start working.

For partners

Education funding is a team sport.

"Pre-scored. Government-backed. Straight to college. The cleanest deal in education lending."

Cost per loan
-68%
NCGTC cover
75%
Diversion risk
~0%
  • Pre-verified KYC + Trust Score from EduEzy
  • Direct semester-tranche disbursal to institution
  • PSL-eligible portfolio with NCGTC backing
  • Single dashboard for sanction, disbursal and reconciliation
Guarantee cover90%
Pre-verification85%
Near-zero diversion95%
Cost slashed68%
Lending economics calculator
Annual portfolio
₹96 cr
NCGTC guarantee cover
₹67.50 cr
Gross yield @ 10.5%
₹10.08 cr
PSL-eligible portfolio
₹96 cr

Illustrative only — not a loan offer.

From the platform

Real students. Real outcomes.

Convocation day, 2025Class of 2025
Convocation day, 2025
Counselling & mentoringMentoring
Counselling & mentoring
Partner campusCampus
Partner campus
Funded & graduatedFunded
Funded & graduated
Document checklist

Everything you'll need — in one list.

Student

  • Aadhaar
  • PAN
  • 10th & 12th marksheets
  • Admission letter
  • Photo + bank details
  • (Optional) Entrance scorecard

Co-applicant

  • Aadhaar & PAN
  • Income proof
  • ITR — last 2 years
  • 6-month bank statements
  • Photo
  • (Optional) Form 16

Collateral (only above ₹7.5L)

  • Title deed
  • Valuation certificate
  • Encumbrance certificate
  • Tax receipt
  • (Optional) FD / LIC
Stakeholder benefits

A win — for each side of the table.

Student

"The fee that almost stopped you becomes the smallest part of your story."

  • Grants applied first
  • Repay after graduation
  • Direct-to-college
Check eligibility
Bank / NBFC

"Pre-scored. Government-backed. Straight to college. The cleanest deal in education lending."

  • 75% NCGTC cover
  • PSL eligible
  • -68% cost per loan
Partner with us
College

"Turn every 'I can't afford it' into a fee-paid admission — without chasing anyone."

  • Higher conversion
  • No-code dashboard
  • Direct fee receipt
Onboard your college
Sponsor

"Your grant doesn't just help — it multiplies across an entire family's trajectory."

  • Section 135 reports
  • Outcome dashboards
  • Stack with loans
Start sponsoring
Roadmap

Where the bridge goes next.

Today
1

Marketplace live

50+ funders, 8 course streams

Next
2

More lenders & states

Deeper Tier-2/3 reach

Then
3

Full CLM integration

End-to-end loan lifecycle

Vision
4

No seat lost to a fee

Nationwide

Ranjana, B.Tech Final Year, Latur
Milestone
1st graduate in her family
A student story
"I had the marks, but not the money. My parents couldn't clear the bank's paperwork, and I was ready to take a shop job and quit. EduEzy found me a merit scholarship, a CSR sponsor top-up and a small loan I will repay after I start working. Today I am in my final year of B.Tech — and the first graduate in my family."
— Ranjana, B.Tech Final Year · Latur, Maharashtra
FAQ

Questions students & partners actually ask.

₹0 to create a profile and see your indicative plan; no fee at pre-qualification.
Talk to us

Talk to a real human — not a chatbot.

Student counsellor

Free 1:1 guidance on courses, funders and the plan that fits you.

Book a session

WhatsApp helpline

+91 91750 07000 — Mon–Sat, 9am to 8pm IST.

Chat on WhatsApp

Bank / NBFC partnership

MOU, technical onboarding and a single dashboard — 4–6 weeks.

partners@upskillize.com
Mumbai office
Bangalore office
Latur office

Our offices

Mumbai · Bangalore · Latur

One last thing

A fee should open a door — never close one.

Build your one profile in 60 seconds. Let scholarships, sponsors, schemes and lenders compete to fund the rest.

All figures are illustrative and do not constitute a loan offer or financial advice. PM Vidyalaxmi / NCGTC benefits apply only to eligible NIRF-listed institutions and merit admissions — 75% NCGTC credit guarantee on eligible loans up to ₹7,50,000, 3% interest subvention for family income up to ₹8,00,000, full CSIS interest subsidy for income up to ₹4,50,000. PSL classification per current RBI Master Directions. Data handled per DPDP Act 2023. Grievance: upskillize.com/contact.